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Lesson OneStarting Well9 Activities1 Assessment
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Lesson TwoCounsel, Debt and Saving9 Activities1 Assessment
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Lesson ThreeGenerosity and Investing9 Activities1 Assessment
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Lesson FourWork and Honesty9 Activities1 Assessment
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Lesson FiveCrisis and Eternity9 Activities1 Assessment
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Lesson SixFinishing Well7 Activities
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Course Wrap-UpCourse Completion2 Activities1 Assessment
Participants 188
Saving – Discussion
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What in the notes did you find revealing, challenging or interesting?
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45 Replies
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Saving for an emergency can be challenging because most people are not taught to save but spend to get what they want. After all, tomorrow is not promised. Indeed, we are not promised the next day, but if God allows us to see it, an emergency may occur and we have no available funds to cover it. I understand God’s illustration of the ant saving, it is a wise precept.
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It is amazing how God repeatedly emphasizes being debt-free. As humans we strive to get what we want and not necessarily what we need, as a result, we end up being in debt most of the time. If we truly stand on God’s word that He will supply all our needs, then debt is not necessary.
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I understand now why God wants you to seek counsel from Him and godly human counselors. I was not taught this concept growing up, so over the years, I have made many mistakes. Some of the counsel I received was from ungodly persons and some were biased. I am thankful that through it all God still guided my path because without knowledge I still had faith to trust Him on some level. I understand how challenging it can be to receive counsel from others because we usually want to do things our way.
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Every bit of information was interesting and rewarding. I was never taught the principles of saving, giving, and investing.
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That I should seek my parents advice on money even if they have not yet found Christ or managed their money well, as a way of showing them honor.
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What is the most challenging thing, for you, when it comes to saving money?
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14 Replies
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The most challenging thing for me is to begin saving automatically, paying myself first after giving to God. Many times I feel I do not have enough to save after paying my debts, but even the smallest amount can begin to add up. I must change my thinking.
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To save money immediately instead of what happens to be left over
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I’m a saver overall. It’s not fun waiting to purchase the things I want (trips, more property to build a home, etc.) but it is worth not feeling financially strained.
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By personality, I am a saver rather than a spender. (This is perhaps due to the example of my parents.) My current challenge to save is that I am not earning money.
#finance
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I have my savings already leaving my check because I find it easier to not be able to touch it. Thankfully we have many options for good savings accounts now.
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How much will you need to save a month to meet your emergency savings goal? How long will it take you to meet that goal?
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12 Replies
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I think I would need to save $100 a month for 50 months to comfortably meet my emergency savings goal.
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It will take a few months.
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I find it difficult to assess how much I need for “emergency savings”, but I have savings with the government which I can withdraw only when I am old.
#finance
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It would take probably a year for three months
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About $100 a month
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What are major purchases you’ve identified as a top priority for this season of your life?
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11 Replies
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The only top priority purchase for this season of my life is a reliable vehicle for commuting since I am a single woman.
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Replacing a car that is almost at the end of its life.
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The only major purchases for me are airfare and temporary accommodation to do all the missions work I want to. I hardly spend much on myself.
#finance
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Home with land
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A car