Starting Well

Application Tracks

This study has application worksheets throughout each chapter. Some of the applications are relevant based on your season of life and financial situation. There are two tracks, Track 1 (Green Flags) and Track 2 (Purple Flags).

Track 1 is for people who are currently not financially independent. You may have a job and get a paycheck, but you have parents or loved ones who provide the bulk of your financial support. If this sounds like you, we’d encourage you follow Track 1.

Track 2 is for people who are more financially independent. You may get financial help from parents or loved ones, but you may have bills, rent, payments, etc. that you are responsible for. If you are at this season of life, or close to it (such as getting ready to graduate from college), we’d encourage you to follow Track 2.